by Ryan Schmalzle | Apr 23, 2025 | Life & Legacy Planning
Imagine this: You’re in your twenties, just starting your career. You fill out a form at work, naming your live-in significant other as the beneficiary of your retirement account. You start contributing to your retirement account, and it begins to grow. Fast...
by Ryan Schmalzle | Apr 2, 2025 | Life & Legacy Planning
Estate planning often brings up a variety of questions, and one of the most frequent topics people ask me about is account ownership and asset management. Knowing how accounts are titled and who can access them is more than just a matter of convenience—it’s crucial...
by Ryan Schmalzle | Mar 24, 2025 | Life & Legacy Planning
When planning for college expenses, it’s important to understand how financial aid and estate planning work together to impact the outcome. Below, we’ll outline the key ways asset ownership affects financial aid eligibility, share practical strategies to boost your...
by Ryan Schmalzle | Mar 10, 2025 | Life & Legacy Planning
Have you embraced AI yet? If so, chances are you’ve used it to simplify your daily life. AI can be a fantastic tool for tasks where the stakes are low—like generating meal plans or crafting workout routines. But when it comes to estate planning, some people see AI as...
by Ryan Schmalzle | Feb 6, 2025 | Life & Legacy Planning
If you’ve ever thought about planning for your future or helped someone else with theirs, you’ve likely encountered the term “power of attorney.” But do you really understand what it means? While the words “power” and “attorney” sound weighty, they might not mean what...
by Ryan Schmalzle | Jan 24, 2025 | Life & Legacy Planning
Estate planning is an essential responsibility for all parents, but it takes on even greater importance if you have a child with special needs. Planning for a child who may rely on you in some capacity for their entire life requires addressing unique considerations to...
